MM Leadership GENOGRAM BY LEADER MAYE GUTIERREZ

  GENOGRAM AND REFLECTION OF LEADER MAYE A. GUTIERREZ

I was born Ma. Aurora Ignacio Araneta. I learned that Aurora in Latin means "dawn."  It is also the name of the Roman goddess of sunrise whose tears turned into morning dew.    Aurora is also the name of Disney's Sleeping Beauty Princess who made me feel like one when I was a little girl. But actually, these were not the reasons why I was named Aurora.  I was named Aurora because that was the name of my paternal grandmother.  When I was younger, I didn't quite like my name but my mother said that Aurora, is much better than naming me after my maternal grandmother, Purificacion.

The Araneta's hail from Iloilo.  Some people think that we belong to the famous Araneta clan from Bacolod, Negros Occidental.   My Ilonggo relatives joke that since we were not 'hacienderos" ( Spanish term for landlords), then maybe, we were just their "aliping namamahay" (Spanish term for commoners or serfs).   Being born an Araneta has its perks and we live to its name with pride.

Reflection #2: Internal and external influences in my Life by Alexis

October 28, 2015

Diamond in the rough?

Reflection paper #2

By Alexis Tan

The purpose of this paper is to find out for ourselves through learning the meaning of true leadership. This will also allow us to discover our strengths and weaknesses and also realize that all the things we have done in the past, as well as we will do to the rest of our lives has been influenced by our past through our values, experiences and what we learned throughout our life. This is the path to self discovery. The road to understanding why we do the things we do. These were the influences that shaped my reality. What makes me unique and therefore an important contribution in changing the world for the better. So come join me in this journey.

External factors

I believe that my Family had the greatest influence in my life, even though I did not get to spend a whole lot of time with them, I know how important their contribution is to my personality. I think about them each and everytime I make a  decision in my life. Even now that I have my family of my own, I always think that whatever I do will make an impact in the lives of those whom I love the most. And when in doubt, I think to myself:  Would my family think less of me if i were to do this? Would by kids look up to me in pride in the things I have done. Have I left them a legacy that they can be proud of? Have I inspired others to better themselves and reach their full potential. These are the things that I think about when deciding what to do in my daily life. They say that life is too short. But what I learned from my father is that:  It's not the length of time you spent on this world, what 's important is the what you have done with the time given to you. Have you made a difference in this world, and shaped it to be better. Coz if you have not contributed anything , for the next generation to be proud of by now.. then don't waste more time and change it today while you can.

In school and at work have also been very influential to my life. At an early age, I knew that my circumstances were different.And that changed the way I looked at the things.

It gave me a new perspective and a better appreciation in mundane things in life. And because of that I learned to be happy despite the situation and the challenges that lie ahead. In My environment, may have been influential to me in a different manner. Being different was advantageous for me and it can be liberating at times. But I wasn't always fun. Its sometimes lead you to believe that you are alone and unappreciated. But there is light in the of the tunnel. Those who are creative and intuitive almost always find each other along the way. We find each other and support one another, to raise one another to greater heights. You just have to find a mentor to guide you in this treacherous journey.

Internal factors

The values that I hold dear are honesty, ingenuity, friendship, respect, love, laughter and fun. There are the basis of my strength and ingenuity. I know that time is invaluable. So much so that anything that I intend to do that is not aligned to the values that I cherish.  And most importantly, family and belongingness will make you to feel supported and can lead you to be stronger in the challenges ahead.

Weaknesses, insecurities, lack of direction, lack of creativity, lack of confidence and mistrust to others, are the things that keeps me from being better. The fear of being rejected is the greatest fear I have, especially coming from my family.

These affect me as to how I decide to act, because like I said fear can be a great motivation and a hindrance to success. These things that happened to me  has greatly affected my life in both positive and negative way.

So by preparing for these challenges and being aware when starts to take over. I regulate these emotion and catch myself from committing the same mistakes that keeps me from being successful. And that is fear of failure. 

These may all sound bad, but in my perspective these taught me to hope for the best but prepare for the worst. i prepare by thinking of positive out comes i the things that I do. I solicit advise of mentors and others who have gone through the same challenges and learn from their mistakes and their way how to overcome such challenges they have faced and will face in the future. That is where you find value in yourself. That is where you will find the "diamond" with in me. It may need some time to nurture and some polishing, but I know in my heart that it's in there.

God bless us.  <kulang ng palaman>

MM Leadership Reflection Paper Internal and External Factors that Shaped Me by Leader Maricon P. Bangayan

Reflection Paper 2

Dear Prof. Jorge

Submitting my Reflection Paper 2

There are factors that affect the way we think, the decisions that we made and how we handle situations that we are facing.  I am appreciative that I will be able to look into myself and gather my thoughts what brings about how I become the person I am now.  Knowing my values, strengths and weaknesses will definitely help me to be a good leader.

EXTERNAL FACTORS

MY FAMILY

I grew up in a poor family but my parents value the importance of education.  My father who is a high school graduate often told us that he dreamt of studying in a university in Manila and become a lawyer or an engineer.  But because of financial difficulties, he was not able to go to college.  My aunts bragged that my father is intelligent, that during his elementary and high school days he was a persistent academic awardee.  After he graduated high school, his godfather offered to help him with his studies.  Unfortunately, when he reached Manila, my father opted to work instead of studying to support his family at the province.  In my younger years, Papa is my tutor.  He checked my homework, projects and quizzes.  Papa is a strict father.  I remembered that we should be at bed by 8:00pm or else he will scold us.  He is very particular with our grade.  We should not have a grade of below 80%.  This personality of my father does not discourage me but rather shaped me to be a good student.  Though, I am not an awardee, I graduated with no failing grades.  Papa told me that we should study hard because we will not be able to be a manager or supervisor if we did not finish studies.  He told me that year of experience is not sufficient to be a part of the top level management.  I admire the dedication and determination of my father.    

My mother is a self-supporting student during her high school years and vocational course term.  She also left her hometown to try her luck in Manila.  My mom is determined to finish her studies because she wants to give her mother and siblings a better life.  During my younger years, she always told me to do what I want.  Do not be influenced by other people.  Listen to the voice within you and do what you want.  My mom is very supportive.  I did not hear any negative opinion from her.  She is always the type of mom who is "you can do it".  With this, I did not worry to commit mistakes and tell her what I did.  I did not keep any secrets from her.  Because I know she will always be there to understand and guide me.

My two siblings are also a big part of my life.  They are always there through my ups and down.  They always extend a helping hand in times of need.  Because of my siblings, I did not have a heavy heart facing any problem.  Because of them I became a positive person.  I look at the bright side of the story.  I was able to accept any difficulties as a challenge that will help me a better person.   My siblings taught me a lot – education, financial, and emotional aspects of life.

My husband who is my mentor, my friend, my critic, my lawyer, etc rolled into one.  He has always a positive opinion to balance what I am feeling especially if I am emotionally affected.  He is always there to support me and did not let my hand go during times of trials.  Because of my husband, I became a more objective type of person.  I weigh things before I make a comment.  Because of him, I consider the objectivity or validity of issues.  I became a more open-minded type of person.

MM Leadership Sharing Genogram by Leader Maricon P. Bangayan

Dear Prof. Jorge,

Good day!

Submitting my genogram.

FATHER SIDE

Grandfather – Angel Arzobal Panaligan, a guerilla of American Soldiers; died at the age of 42.  According to the story that is circulating around the family, he died because a coconut fruit fell down to him (maybe medically speaking internal hemorrhage).

Grandmother – Valentina Caisip Montealegre, a housewife, died at the age of 72 due to tuberculosis.

Both of them were not able to finish studies.  They build their family at Acle, Tuy Batangas.  They were blessed with seven (7) children, 4 boys and 3 girls.  

1^st Child – Maxima M. Panaligan; was born deaf and mute.  She did not go to school and spent her days serving the family.  She did not also marry and died at the age of 71 due to sickness.

2^nd Child – Irene M. Panaligan; just like her Ate, she did not finish studies and also helped serving the family.  She has a son and did not marry.  She raised her son by herself and with the help of her other siblings.  Presently, she is staying with his son at Laguna.

Only Son – Manuel Panaligan, undergraduate of Civil Engineering at University of the East.  He is married to Annallee Lim Matienzo, a college graduate from Sta. Cruz, Laguna.  Manny and Annallee are entrepreneurs at Sta. Cruz, Laguna.  They are running a small business.  They were blessed with two children:

Children – Manelle Ann M. Panaligan – a CPA; May See M. Panaligan – a Computer Programmer.

MM Leadership sharing Genogram by Leader Justin Joseph Quilon

Justin Joseph P. Quilon

GENOGRAM

I. Grandparents:

a. Carlos Piatos Parada (Grandfather / Mother's side) - Tailor / Carpenter / Painter / Store Owner

     He was one of the top students in high school. He excelled in mathematics. His expertise in house construction manifested his math skills and sense of creativity. He was loved by friends and relatives for his kindness and generosity. My Lolo Carlos always spoiled me with toys since I am their eldest grandchild. I remembered my Lolo asking me what I want to eat. Unfortunately, during that time I was not in a good mood and I don't want to go to school so I told my Lolo "lechon". I know that it would be difficult to get me lechon in the morning but my Lolo was very creative he said, "Ok" and went to the refrigerator to get something. When he returned, he gave me a bottle of lechon sauce. I remembered him for his creativity and being solution oriented. 

b. Lucia Silvano Parada (Grandmother / Mother's side) - Dressmaker / Store Owner

     She was a consistent honor student in high school. She won in several scholastic competitions. She was a success dress maker. Being business minded, she opened a convenient store side by side her dress shop that also sold shoes and bags. She was well respected in the community and was sought for her advices. My Lola was very soft spoken but when I needed comfort I always go to my Lola in their house in San Juan. During my younger years, My Lola was my adviser when I was making a difficult decision or when I encounter failure in my life. She gave me comfort and words of wisdom to change my mountain of problem into a small marble that I can just flick off my fingers.  

c. Virginia Tungala Quilon (Grandmonther / Father's side) - teacher / owner and landlady of agricultural and residential lands, Red Cross War Veteran

     She is my father's adoptive parent. She remains signle to this day. She is the daughter of Mercedes (housewife) and Jose Quilon (Ship Captain of San Miguel). She is a retired Public School teacher and a Red Cross War Veteran. She is a member of various Catholic organizations. I remembered my Lola having a very strong faith in God. She is very prayerful and she became a role model to us. Being in the province and living a simple life, she showed us how to live healthy not only in body but also in spirit. 

II. Parents:

a. Susan Parada Quilon (Mother) - Teacher / Principal / Private Tutor

     She was a consistent honor student; High school Valedictorian and Magna Cum Laude with a BSEEd degree in PNU and recipient of scholastic awards in High School and College. She worked for 27 years in a prestigious exclusive school for girls in Ayala Alabang mainly as grade school principal. She is presently working as a private tutor. She is loves to blog and cook. I admire her for her courage. I got my passion for learning from my Mom. I am very proud of my Mom for giving her life for us and sacrificing a lot just to make sure that we have the best life. I am very thankful to God for giving us a selfless Mother.

b. Joselito Tungala Quilon (Father) - owner of agricultural and residential lands / Security Agent / Supervisor in a construction company

     He is the adopted son of Virginia Quilon since birth. He owns residential and agricultural lands in La Union. He was once employed as Company basketball player during his younger days. He also worked in a security agency as well as Insurance Company. He presently works as a supervisor in a construction business. I remember my Dad always trying to make us laugh. He lightens up situations. He thought me very practical lessons in life. He might have to fight his own battles in life making him choose a more complicated path but I am still thankful to him because he gave us his good genes. He indirectly made us stronger as a family. 

MM Leadership Sharing Genogram by May Roxas

Hi Prof Jorge,

Please see below for my genogram reflection.

Regards,

May Roxas

Grandparents:

Father's Side:

a) Jose Roxas – I was not able to meet my Lolo from my father's side for he died even before my parents were married. He was born in Tondo, Manila but was raised in Magdalena, Laguna. He was second on a brood of five. All his siblings – Angela, Nanoy, Felix and Andres are now deceased. My Lolo only reached high school and married my Lola when he was 23. In pursuit of work, he reached Lucena, Quezon where he worked in a coconut factory, but he had to stop working at an early age because of arthritis. He just stayed at home and took care of a small piggery. He died at the age of 65.

b) Donata Malaluan – Lola Atang, as she was called, is my favorite Lola – probably because I was also her favorite – the first grandchild from her only son. She was originally from Canlubang, Laguna and the youngest of the siblings – Rosendo, Angelica, Francisca and Epifania. Working in the same factory where my Lolo worked, they married when she was 20. My father told me that of the two, my Lola has the dominant character. She was strict and a disciplinarian where my Lolo was usually kind and quiet. My Lola was also not able to reach high school, but she was a jack of all trades. She labored in the field and planted sugarcane. She also did "Paglalala", a famous craft weaving at the province of Quezon. She died at the age of 93 because of lung cancer.

MM Leadership Reflection Paper 2 Internal and External Factors that Shaped Me by Leader Mel Flores

Hi Prof,

Here's my Reflection 02. 

I recognized that the person I am today was shaped by many factors.  My beliefs and values were initially shaped by my family's culture and circumstances then changed by the influence of environment from the school and from work experiences.  It generally evolve from my dependency on authorities (my parents, grandparents, teachers, supervisors, rules and regulations) then later formed based on my own chosen principles.    

EXTERNAL (Family, Environment School and Work Experiences)

Family

My first memory as a child started when we were relocating from a place to another town in Isabela.  I remember my mother, brother, sister and I carrying bags and moving to a new house.  In that house I remember playing games with my siblings and cousins.  My mother was the strict in the family while my father was liberal and allows us things that my mother forbid.  In one occasion, my mother did not allow me to go out with my father, so I went inside waited for a few minutes then jumped out of the window and met with my father (planned all along with him).  Generally, my mother guided us to be disciplined, while my father, being a happy go lucky taught us to enjoy, play and take things light.  Then my father went abroad, go home and back for several years, but there was a period that he could not find another contract and have become jobless.  So my mother had to apply and take domestic job abroad to fill our financial gap.  That was the beginning of marital issues between them.  My father cheated on my mother, my mother wanted to break up with my father but he would not want to.  The start of my mother secretly meetings us, trying to take us with her and my father chasing us.  Eventually, my father got us in custody.  Then my mother had to head back abroad without clearing the issue between them.  My father, finally, got another job opportunity abroad, so he humbly asked my grandmother (mother side) to look out for us.  Those memories were vivid but we were (I am) at very young age.  We stayed with my grandparents during most of our forming age.  So I would attribute that family influence was hugely contributed by my grandparents.  My grandmother was a typical strict tyrannical lola from the old era, even my grandfather would bow to whatever she say.  She was conservative, me and my sister were not allowed to play outside for a long period of time, we were ordered never to mingle with boys (it is considered flirting).  We had to wake up early, because we were told we're not senoritas or senoritos.  We cannot go outside in the morning and feel the breeze, because we have to clean the house, wash dishes before displaying outside.  We were raised to be respectful and mahiyain, to the extent that we were not comfortable being put into the spotlight.  It was not the perfect way to raise children as I would like to raise my own children now, but we will forever be grateful to my grandmother for instilling strong foundation of good values in us.  People who knew our family situation commended us for not losing good control of our lives.  Some children whom parents are in abroad have often indulge in drug addiction, get into marriage early, etc.  But all the three of us finished our education without causing any headache to our parents and grandparents, and that can be accounted to the discipline shaped by my grandmother.  On the other hand, we were very lucky to have a lolo who would patiently cook for us (using the traditional stove fired by wood so it was not as convenient as today), walk 100 meters back and forth to fetch water for our needs everyday (for cooking, cleaning and bathing) and always the one to calmly explain the rules imposed by my lola.  I have seen in him how to empower people without using force.  When we have grown and got jobs, it was always great to treat our lolo, because of his attitude of being grateful, be it a small pasalubong, travel to a simple resort, etc., the smile in his face is overwhelming.  Separately, my parents made amends and got back together.  For me their biggest influence to us is the willingness to sacrifice for a love one, sacrifice for a certain period for an ultimate goal.  They have financed our education sacrificing to work away from our town for many years. 

MM LEADERSHIP Reflection Paper 2 External and Internal Influences by Leader Justin Joseph P. Quilon

LEADERSHIP 

Reflection Paper 2

Written by: Justin Joseph P. Quilon

1. External - What are family, environment school and work experience that shaped you today?

2. Internal - your values, strength, weakness, and how do they affect how you decide to act

3. How do they prepare you for future challenges?

Leadership is a journey. Every day is an opportunity to lead. When I took this subject I thought that I already knew a lot about leadership but as the weeks go by I discovered that I still have a lot to learn. The continuous reflections we do for this subject has helped me become more aware of the lessons that shaped me become a better leader and a better person. Our path towards becoming an authentic leader starts with self-awareness. Right now I am constantly reflecting and asking myself questions such as, am I going towards the right direction? What should I improve on? What should I focus on? In this reflection, I'll be doing my best to understand myself better though the external and internal factors that    has shaped me today.

External Factors (Family, Friends, School and Work Experiences)

FAMILY

Early in life, our family got tested when my dad left us. Though the world seemed to crumble for our family, I saw the determination of my Mom to survive and bravely face the world for us. My Mom always reminded me that Education is the only inheritance that she could give us so we better do our best to succeed and learn as much as we can. Back then, I honestly did not get it. While others were spending their time playing, I was studying making the most of what my Mom can give us. My mom did not only teach me about the value of education. She also taught me hardwork, determination, and courage. I put these character traits into practice in my own experience. Whether I am playing games or studying for an exam, or even when I was already working, I hold on to these principles to help me succeed.

MM LEADER REFLECTION PAPER 2 Internal and External Factors that Shaped me by LeaderJermits G. Rabonza

Magandang araw Prof.Jorge! Itong panulat ay tawag-dugtong sa unang reflection paper na tutulay sa mga susunod kabanata  ng buhay ko

External - what are family, environment school and work experience that shaped you today?

Makatapos ng ilang kontrata sa pagwo-working student ay nakatapos din ako ng kolehiyo nuong 2002 sa kursong Advertising and Public Relations. Masaya ako pagka't magigiling mas makabuluhan ang buhay papunta sa pagta-trabaho. Makakapag-ambag ako sa pagtataguyod ng pamilya.

Klaro sa akin ito.

Then comes the hard part. Looking for my first work.

Naging bahagi ako ng isang retail company noong 2002. Naging simple at kuntento sa mga unang sabak sa corporate world. Hindi madali pero nagbukas ng maraming opportunity ng paglago sa karera. Hindi nagtagal nagkaroon ako ng pagkakataon na lumipat bilang medpre sa isang pharmaceutical company.

OUTBASE.

After completing the corporate sales training, nagtapos ako bilang top ng klase. Hindi ko man inasahan, na-assign ako ng Central Luzon-- sa Tarlac. Probinsiya. Waw! Ang layo. Di pa kasi tapos ang TPLEX nun. So it would take 3-4 hours going back to Manila. Pero sige. Laban. I got a place in the city and dun nagsimula ang isa sa pinakamasayang bahagi ng karera ko sa sales.

Being independent for the first time in my life, marami akong bagong karanasan.

-          Unang nagka-kotse at magmaneho ng malalayong lugar ng probinsiya.

-          Unang makakausap ng propesyunal – doctor, engineer, nurse, etc. Naging kaibigan ko pa rin ang mga ito kahit nasa Maynila at ibang trabaho nako.

-          Unang naranasang kumota (syempre incentives). Pagtapos nung una, parang hindi na masyadong nasundan J

-          Unang nagkaroon ng maraming kaibigan mula sa iba't ibang background. Karamihan ng mga medrep sa Tarlac ay mga taga Maynila rin kaya magkukumpul-kumpol yan pag nasa ibang lugar.

Hindi nagging madali ang "letting go process" when I left the AstraZeneca in 2007. 4 years in Tarlac,  being independent, gaining new friends, earning a steady income and doing this in a place I considered second home are important things early in my career that I will always cherish.

Outbase assignment happened again when I moved to Pfizer. Nung una sa Quezon City ako pero na-relocate ako sa Isabela. Waw! Mas malayo! Nonetheless, I thrived. I survived.

Para magtrabaho sa malayong lugar, katulad ng pag-oOFW ay kailangan ng sakripisyo.

These are awesome experiences I will never forget.

Internal -  your values, strength, weakness and how do they effect on how you decide act

Strengths

1.       Self-starter, hardworking, creative.

Given the life and work experiences, my core strengths are really from ground up. I don't mind starting from scratch. Mangyari na ang orientation ko ay "work and grow with what you have." Naging malikhain din ako sa maraming pagkakataon.

2.       People-person, develop self and others

Nakalutong ang maraming sales competency training para maging masaya at genuine ang pakikitungo sa iba't-ibang tao, sa iba't-ibang larangan na nasa malawak na katayuan sa buhay. People skills are something we learned overtime- given the right mentor and development tools, we can make leadership more functional as we develop ourselves and soon, yung susunod na mga leaders.

3.       I play to win!

Sabi dun sa enneagram ko, ako ay helper and achiever. Masarap balikan na ang hardwork at people skills na may humility ang mag-propel sa karera natin sa mas mataas na antas. Tumutulong ka sa iba hind para sa pang-sariling interes kundi pagbuo ng mga bagong relationships that will enrich personal and career development. Hindi ako likas na competitive pero gusto ko manalo! Palagi.

Weaknesses

1.       Tends to forget details.

Sa bilis ng panahon ngayon at sa dami ng impormasyon sa iba't ibang platforms- hindi maiiwasan may makalimutan ka. Ngunit ang pagiging sharp sa detalye ay makakatulong lalo na sa corporate set-up. Sisimulan ko ito sa mga pangalan. I would not want to miss anyone who I meet and build relationships with.

2.       Quick but smart decision making skills

This is a work in progress. Nasa programa ako ngayon sa 3M na mentee ako ng senior VPs. Great leaders make tough (calculated) decisions.

Take the case of the J&J issue on Tylenol

(lifted from the book, The Greatest Business Decisions Of All Time)

When Johnson & Johnson learned that bottles of it's Tylenol being sold in Chicago had been laced with cyanide and had left seven dead. CEO James Burke snapped into action. At the time the FBI was recommending against a recall to avoid panic during Halloween. Even so, Burke had his company pull of the shelves every bottle of the painkiller nationally and designed a taper-proof bottle- all at the cost of $ 100 million. Burke lived by the credo that a leader's responsibility was to those who use Johnson and Johnson products and services. The way he handled the tragedy became a textbook case for crisis management- Reveal everything you know fast and do everything necessary to take care of your customers.

Clear understanding and acceptance of what are my ups and flaws constantly give me

guidance on how to approach personal and career changes.

3.       How do they prepare you for your future challenges.

Here are the 3 things that emulates my attitude towards challenges:

1.       Take a deep breath. Don't' let an issue big or small swallow you whole. At the end of the day, I should be clear what is the end in mind. If that is the case, evaluate and mitigate.

This is true having experienced a lot in my early life. Steady lang.

2.       Don't be afraid to raise your hand and shout help! This is a good application of humility. I don't know everything and I don't have all the answers. I always submit myself to mentoring and coaching processes. When in doubt, ask.

3.       Nothing beats the perfect effort. Based on my previous entry- movie synopsis.

"We're not asking you to be perfect on every play.  What we're asking of you and what you should be asking of each other is to give a perfect effort from snap to whistle." – Coach Ladouceur

SELF-REFLECTION

1.       What is the new learning?

Para akin nagging makabuluhan ang provincial assignments sa trabaho dahil marami siyang naituro

sa akin:

-          Humility. Hindi porke't nasa multi-national ka at taga-Maynila ka ay automatic na ang tagumpay. Lahat ay may puhunan ng sipag at diskarte. Sa tingin ko meron ako pareho.

-          Pakikipag-kapwa tao. Iba't ibang tao sa diversed background sa magkabilang antas ng pamumuhay. Tinuruan ako makisalamuha at makipag-kaibigan sa maraming personalidad na tumugon sa pangangailangan ko ng linangin ang pagkatao ko.

-          Sipag. Hindi madali maging ahente sa malayong lugar. Kailangan ng energy and dedikasyon para maglakbay at magmaneho ng 6 na oras na susunod kong contact point. Then repeat.

2.       What is the relation to what I already know?

The exercise teaches me to revisit the past, connecting the dots. Malaki talaga ang kinalaman ng nakaraan para matuklasan mo na ito ang dahilan kung nasaan ka ngayon.

Being leaders, it's really knowing yourself more. You're core as a person. Though this only we can be clear of our vision moving forward.

3.       What have I done, am doing, will be doing for this topic?

At this point of my personal leadership reflection, I think about coming to terms with my inner self. That the instance I decided to lead is something that culminates the marriage of internal and external forces that shaped me. I am clear about my mission and I am committed to reach the end in mind. I have been aware of what I am good at and those I need to develop. Eventually embrace that duty to do the right thing in life and career. All of these reflections are put to waste if we do not assess our faith.

Putting God and service (family, work and community) above all is a lifelong journey, I maybe on my first few rides but I think I'm learning to come to terms with myself and eliminate what is unnecessary.

Thank you Prof Jorge. Thank you fellow leaders.

Hanggang sa muling akda.

Leader Jermits Rabonza

STAY HUNGRY STAY FOOLISH

'Quamplurimi et quam aptissimi" (As many as possible of the very best)

"Stay hungry stay foolish"

5 Profound lessons from Steve Jobs grad speech at Stanford in 2005

From quora - what does "Stay Foolish, Stay Hungry mean?)

These were the parting words of Steve Jobs to the graduates  he made before the Stanford graduates which he got as final shot of a mag that closed shop (whole earth catalog)

The above empty table for merienda due at 9 reminds the SSS BOP5 Leader students that they must stay hungry (and be foolish) at times.  

Stay hungry for new knowledge, learning and adventure

Be foolish - be unique, be innovative, be inventive, be creative.

Add caption

SSS BUSINESS DEVELOPMENT LOAN FACILITY shared by Leader Adelwisa O. Carandang

Sir,

I 'am resending the loan guidelines.

Adelwisa O. Carandang

SSS BOP

SSS BUSINESS DEVELOPMENT LOAN FACILITY

A. OBJECTIVES

• To provide long-term loan assistance for the development of facilities and establishment of institutions that provide quality education or other academic training programs and affordable medical or health care related service to the general population and to SSS members and their dependents

• To complement the national government's program of attaining a better distribution of educational and hospital facilities throughout the country that will be more responsive to the needs of the particular localities and their inhabitants

• To support the thrust towards the enhancement of the overall level of productivity in the economy through the development of a larger pool of professionals and skilled workers and empowerment of a healthy and strong workforce that promotes industrial peace

B. FUND ALLOCATION

The total funding allocation shall be P7.0 Billion

C. MECHANICS

To provide wider access to the funds and to reach as many beneficiaries as possible, the SSS shall make the funds available through the conduit banks or participating financial institutions (PFIs) for on-lending to eligible borrowers/end-users

D. ELIGIBLE BORROWERS

• New or existing private medical institutions licensed by the Department of Health either as primary, secondary or tertiary hospital including institutions for the aged or infirmed individuals

• New or existing private educational institutions (toddler/day care learning center, preparatory/elementary/secondary schools, colleges/universities, schools for special education (SPED), vocational/technical institutions) duly licensed by the Department of Education (DepEd), Commission on Higher Education (CHED), Technical Education and Skills Development Authority (TESDA), and Department of Social Welfare and Development (DSWD)

• SSS member-employer of good-standing

• Single proprietorship, partnership, or corporation, at least 60% Filipino-owned

• Have proven track record of profitability for existing hospitals/schools

E. LOAN PURPOSES

• Site development

• Enhancement or modernization of existing facilities

• Construction or repair of building and other civil works

• Acquisition or repair/upgrading of machinery and equipment including furnishings            and other educational materials

• Acquisition of existing facilities

• Acquisition of land (up to 50% of cost)

• Working capital

F. AMOUNT OF LOAN

The loan amount shall be the lowest of the following but not to exceed a maximum of P500.0 M per borrower:

• Amount of loan being applied

• Actual need of the borrower 

• Loan value of the assigned collateral or securities

G. INTEREST RATE

The interest rate shall be variable or fixed, based on the prevailing SSS pass-on rate to PFIs plus PFI's spread

H. REPAYMENT TERM

The loan shall be payable monthly, quarterly, semi-annually or annually and shall have a maximum term of fifteen (15) years with a maximum three (3)-year grace period on principal payment.

The loan with a term of more than fifteen (15) years and a grace period of more than three (3) years may be allowed for loans to be used to finance projects of exceptional case that require longer tenor, provided, the term will not exceed         twenty-five (25) years.

Balloon payment on principal may be allowed upon maturity of the loan on a case to case basis

I. SECURITY/COLLATERAL

The loan shall be secured by any collateral acceptable both to the PFIs and the SSS

J. PREPAYMENT PENALTY

No penalty/pre-termination fee shall be charged in case of pre-payment of loan

MM Leadership Genogram by Leigh Abarquez

Leighan Katrina Sitoy-Abarquez

Leadership – MM

I.             Genogram – Dissecting my Family Tree

A.   Grandparents' (Father Side)

My Dad's father, Adelino Baguio Sitoy, is the eldest in a family of 9 children. My great grandparents were both teachers by profession.

(1)     Adelino: During his student years, Adelino graduated top of his class, and served president of his college and law school student councils. He was also the editor-in-chief of his college and law school paper. Adelino is a graduate of Bachelor of Laws, Cum Laude, at San Carlos University – Cebu City. He received his Masters of Laws at the University of Southern Philippines in Cebu. After passing the bar, he served as a youth leader of Sergio Osmena and thereafter, became the youngest city fiscal in Cebu. In his 40s, he served as an Assemblyman and Provincial Board Member of Cebu in the late 1970s-1980s. He also served as the Dean of University of Cebu Law School which he co-founded sometime 2003.  University of Cebu then produced 2 bar topnotchers during Adelino's term. Adelino was also a professor of business law in the University of San Carlos and University of Southern Philippines. In so far as private practice, Adelino established the law firm Sitoy, Go and Go Associates in early 1980s, among his law partners were Augusto Go (owner of University of Cebu). He was also once a law partner of Hon. Hilario Davide. Retiring from private law practice, Adelino is currently the Municipal Mayor of the Municipality of Cordova, where has been serving as such for 6 years to date.

(2)   Beatriz: Beatriz graduated with a degree in Education. She was a teacher in profession, and became the principal of a school in Cebu before she retired. Lola Betty has 4 children, 2 are nurses, and 2 are teachers.

(3)   Celedonio: Celedonio is a doctor by profession. He also served as a Municipal Mayor of Cordova Cebu for nine years. Tatay Celsi has 3 children, 1 is a nurse, and 1 is a licensed arhictect.

(4)   Denisa: Denisa is a retired nurse. She practiced nursing in Ohio, USA, where she was the chief nurse in a reputable hospital in that area. Lola Denisa has 3 children, 2 are engineers and 1 is a nurse.

(5)   Elmo: Elmo is a chemical engineer and placed first in the licensure exams. He was an executive of a multinational company until he retired. Lolo Elmo has 4 children, 2 are engineers, 1 a neurologist, and 1 a nurse.

(6)  Franco: Franco is a civil engineer by profession, and was providing consultancy services to various companies in Cebu until his retirement. Tiyo Franco has 3 children, 1 an engineer, 1 a nurse, and 1 an architect.

(7)   Gaspar: Gaspar is a civil engineer by profession. He practiced as such for quite some time before he reverted to being a businessman until his death. Dodong Gaspar has 2 children, both graduates of Mass Communications.

(8)   Hilardo: Hilardo is an architect by profession, and was providing consultancy services to several companies in Cebu. Lolo Hily has 2 children, 1 a nurse, and another a graphic designer.

(9)   Imelda: Imelda is a retired nurse. She practiced nursing in Saudi Arabia for quite some time, and went back to be a company nurse in a prominent five-star resort/hotel in Cebu until her retirement. Lola Melda has 2 children, 1 is a nurse and the other one still in school.